Free Termite Inspections
Heimer Engineering uses Professional Engineers to perform home inspections,
building inspections, condo inspections, and co-op inspections in Manhattan, Queens,
Brooklyn, Bronx, Staten Island, Nassau, Suffolk, Rockland, Putnam, and Westchester
Many home inspection companies offer "free" termite inspections. These "free" termite inspections are not truly "free" since you must pay for a home or building inspection to get your "free" termite inspection. The United States Federal Trade Commission states:
When making "free" or similar offers all the terms, conditions and obligations upon which receipt and retention of the "Free” item are contingent should be set forth clearly and conspicuously at the outset of the offer so as to leave no reasonable probability that the terms of the offer might be misunderstood. (16 CFR §251.1(c)).
The full text of the Federal Trade Commission regulations can be found at www.ftc.gov/bcp/guides/free.htm.
Under the Federal Trade Commission rules, Heimer Engineering cannot use the word "free" when describing the termite inspections included at no extra charge with the home and building inspections. For 40 years, Heimer Engineering has included a termite inspection with its home and building inspections at no extra charge. In addition, you are provided you with the termite form many banks require when considering a mortgage, also at no extra charge.
Will the bank accept the termite form?
A termite form issued by the National Pest Management Association is included with home and building inspections performed by the Professional Engineers of Heimer Engineering. Banks generally accept these forms if there is no evidence of termites and there is no evidence of previous control measures.
If there is termite evidence, control measures are necessary. If the house or building has already had termite control measures, the bank often requires that the seller transfer the termite warranty to buyer.
Some homes and buildings have had termite control measures, and there is no evidence of an active termite infestation. In these cases, ask the seller for the termite warranty, and have this it transferred to you. Most banks will accept this transferred termite warranty.
The question often arises as to whether termite found outside a home or building constitutes termite activity that must be reported to the bank. Some banks do not require evidence of termite control measures if the termite activity is outside the home or building. The termite activity will be reported on the termite form, and it is up to the bank mortgage underwriter to determine if termite control measures are necessary.
|Home Inspection||Building Inspection||Condo Inspection||Co-op Inspection|
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|Structural System||Foundation||Basement Water||Why Pay Twice?|
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|Federal Pacific||Carbon Monoxide||Asbestos||Mold|
|Air Conditioning||Plumbing System||Appliances||Think Green|
|Insect damage and rotted wood|
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|Building codes, construction, and sample reports|
|Building Codes||New Construction||Thermal Imaging||Sample Report|
|Inside and outside the house or building|
|Roof System||Leaders and Gutters||Siding||Trim|
|Storm Damage||Windows and Doors||Inside the Building||Outside the Building|
|Heimer Engineering's Engineer Inspectors perform pre-purchase home inspections, building inspections, condo inspections, and co-op inspections, and provide other engineering services in the State of New York. We cannot provide advice regarding properties outside the State of New York. We do not provide contracting, construction, building, or repair services, and are not affiliated with or franchised by ay society, organization, other company, or the Department of Buildings.|